My bank wants such a contract!

protocol replaces the articles of association. This follows directly from the law:

  • 2 Form of the partnership agreement
    • (1a) … The model protocol is also valid as a list of shareholders. In other respects, the provisions of this Act on the articles of association shall apply mutatis mutandis to the standard record.

Thus, in the case of this formation, a partnership agreement is not permissible and not possible. If your bank or the tax office should require such “articles of association” or “shareholders’ agreement”, it is therefore sufficient if you submit the sample protocol.